10 Things to Know Before Moving to the Netherlands as an International Student

Introduction

Deciding to study abroad is an exciting adventure, and the Netherlands has become one of the most popular destinations for international students. With world-class universities, vibrant student culture, and English-taught programs, it’s no wonder thousands choose Dutch higher education each year. However, moving to the Netherlands requires careful planning. This guide covers essential things to know before moving to the Netherlands, helping you prepare for an incredible academic journey.

Understanding the Dutch Education System

The Dutch higher education system is renowned for its practical, student-centered approach. Universities and institutions like University of Applied Sciences Europe (UE Amsterdam) focus on interactive learning rather than traditional lectures. You’ll participate in group projects, case studies, and hands-on assignments that prepare you for real-world challenges.

The Netherlands uses the European Credit Transfer System (ECTS), where one academic year equals 60 credits. The grading scale ranges from 1 to 10, with 5.5 being the minimum passing grade. This system emphasizes continuous assessment rather than relying solely on final exams.

Cost of Living in the Netherlands for International Students

International students should have a budget between €800 and €1,200 per month, depending on lifestyle and city of residence.

Monthly expenses typically include:

  • Rent: €400-€700
  • Groceries: €150-€250
  • Health insurance: €50-€100
  • Transport: €50-€100
  • Study materials: €100-€150

Save money by shopping at budget supermarkets like Dirk, Lidl or Aldi, cooking at home, and using student discounts available at museums, restaurants, and entertainment venues.

Finding Student Accommodation: Options & Tips

Housing is one of the biggest challenges for international students. Start your search early for better options.

Common housing types include university dormitories, student complexes, shared apartments, and private studios. Trusted websites include Kamernet, HousingAnywhere, Room.nl, and DUWO. Always verify listings carefully and avoid paying large deposits before viewing properties or signing legitimate contracts. Rental scams targeting international students are common, so never transfer money through untraceable methods.

Visa Requirements and Residence Permits

Non-EU/EEA students need an MVV (entry visa) and residence permit to study in the Netherlands. Your educational institution typically sponsors your application.

Required documents include a valid passport, admission letter, proof of sufficient funds (around €11,500 per year), health insurance coverage, and a completed application form. After arriving, collect your residence permit from your institution and register with your local municipality within five days.

Health Insurance and Mandatory Student Coverage

Health insurance is mandatory in the Netherlands. EU/EEA students can use their European Health Insurance Card (EHIC), though supplementary insurance is recommended. Non-EU/EEA students under 30 can opt for student health insurance, costing approximately €50-€70 monthly.

If staying over four months or earning substantial income, Dutch basic health insurance becomes compulsory at around €100-€120 per month. Research options early to ensure continuous coverage from arrival.

Opening a Bank Account in the Netherlands

A Dutch bank account simplifies daily transactions and is often necessary for salary payments or rent. You’ll need your passport, BSN (citizen service number), proof of enrollment, and proof of address.

Student-friendly banks include ING, ABN AMRO, and Rabobank, all offering English mobile banking apps. Bunq and N26 are popular digital alternatives allowing quick setup.

Public Transport and Cycling Culture

The Netherlands boasts excellent public transportation including trains, buses, trams, and metros. The OV-chipkaart is a rechargeable smart card used across all networks. Students can purchase discounted travel subscriptions.

Cycling is the heart of Dutch transportation culture. Nearly everyone owns a bike, and infrastructure is exceptional. Expect to pay €100-€200 for used bikes or €300+ for new ones. Always lock your bike securely, use lights after dark, and familiarize yourself with cycling rules.

Part-Time Work Opportunities and Rules for International Students

Working part-time helps manage expenses and gain experience. EU/EEA students can work without restrictions, while non-EU/EEA students can work up to 16 hours weekly during term or full-time during June, July, and August.

Non-EU/EEA students need a TWV (work permit) arranged by employers. You’ll pay income tax but can often reclaim portions through tax returns. Keep all payslips and understand tax obligations. Explore the top 10 benefits of working part-time for students while studying.

Dutch Culture, Etiquette, and Lifestyle

Dutch culture values directness, punctuality, and efficiency. The straightforward communication style may surprise international students initially – it’s cultural norms, not rudeness.

Social life revolves around “gezelligheid,” meaning coziness and togetherness. Students enjoy café culture, cycling with friends, and festivals year-round. King’s Day (April 27) is the biggest celebration, transforming cities into orange-clad street parties.

Important Documents to Carry When Moving

Organize documents before your move to prevent stress. Essential items include:

  • Valid passport
  • University admission letter
  • Housing contract
  • Visa and residence permit documents
  • Financial proof of funds
  • Health insurance certificates
  • Copies of academic certificates

Keep both physical and digital copies in secure locations for smooth administrative processes.

Conclusion

Moving to the Netherlands as an international student combines excellent education with cultural exploration. From the Netherlands education system to daily practicalities, understanding these 10 essentials prepares you for success. This moving to the Netherlands checklist addresses key considerations, but every student’s experience is unique. Stay organized, remain open to new experiences, and ask for help when needed.

This moving-to-the-Netherlands checklist provides a strong foundation, but every student journey is unique. Stay proactive, seek support from your institution when needed, and remain curious about your new surroundings. With the right preparation, studying in the Netherlands can be a truly rewarding and life-changing experience.

Discover why studying in the Netherlands attracts students worldwide and explore the benefits of studying at UE Amsterdam for international students. Your Dutch adventure awaits!

Frequently Asked Questions

What is the 30 rule for international students in the Netherlands?

The 30% ruling is a tax benefit for skilled foreign workers, not students. Most students follow standard tax rules unless they qualify after graduation.

Is the Netherlands friendly to international students?

Yes. The Netherlands is very welcoming, with widespread English use, strong university support, and a multicultural environment.

Do I have to pay taxes as an international student in the Netherlands?

Yes, if you work part-time. Taxes are deducted automatically, and you can often reclaim overpaid tax through an annual return.

Which challenges do international students commonly face when moving to the Netherlands and how can I prepare?

Housing shortages, bureaucracy, cultural adjustment, and budgeting are common. Prepare by planning early, organizing documents, and researching Dutch culture.

What are key steps to registering at the local municipality as a new student in the Netherlands?

Register at the gemeente within five days of arrival with your passport, residence permit, and proof of address to receive your BSN.

What do I need to know about Dutch laws or rules as an international student?

Health insurance is mandatory, work hours may be limited, cycling rules are strict, and registration with authorities is required.

What languages are spoken in the Netherlands?

Dutch is the official language, but English is widely spoken, especially at universities and in cities.